Simplifying Medicare, Protecting Your Health.

Navigating Medicare can be complex, but having the right information is essential to securing comprehensive healthcare in retirement. From understanding Medicare’s different parts to selecting supplement plans, drug coverage, and additional dental and vision insurance, we are here to guide you through every step, ensuring you get the coverage you need.

“My goal is simple: to relieve your stress, empower you with knowledge, and give you peace of mind for your future.”

Albert Chen

Explained Services

01.

Original Medicare (Part A & B)

Understanding what original Medicare A & B covers and what they don’t cover. Transitioning from your old healthcare to Medicare.

02.

Delay Medicare
is better?

We will go over your current situation and find out if Medicare is even the right decision for you at this time. 

03.

Medicare Supplements

Learn about Medicare Supplement plans (Medigap) like Plan G, Plan F, and Plan N, which help fill the gaps in Medicare coverage.

04.

Medicare Advantage

Also known as Medicare Part C, offers an all-in-one alternative to Original Medicare. We’ll help you navigate the options and choose the right plan.

05.

Drug Plans

Also known as Medicare Part D, helps cover prescription drugs. We’ll guide you through selecting the right drug plan for your specific needs.

06.

Dental and Vision

Original Medicare doesn’t cover routine dental or vision, but we help you find supplemental plans that ensure your complete healthcare is covered in retirement.

07.

Hearing Care

Understand how you can obtain hearing aid coverage through Medicare or supplemental plans to ensure you have comprehensive healthcare.

08.

Extra benefits

Learn about all the different types of extra benefits available in your area / plans to help you stay healthy in retirement.

We represent 25+ carriers in all 50 states, including:

a logo table including cigna, scan, anthem, mutual of omaha, wellcare by health net, blue california, alignment health, united healthcare, aetna and aarp
True Testimonial

What Clients Are Saying

“Our family had been struggling for years. My father had been on Medicare, and we thought we were doing everything right. But it turned out, the agent we worked with before Albert had set us up with the wrong plan. We were drowning in out-of-pocket costs that we thought were covered. The stress was unbearable—we even considered selling our home to cover medical bills. Then we found Albert. He took the time to review everything, explain what went wrong, and most importantly, he helped us switch to a plan that covered my father's medical needs without bankrupting us. He didn’t just stop there—Albert continued to check in on us, making sure my dad was receiving the care he deserved. I will never forget how much he helped us, and how he lifted such a heavy burden from our family’s shoulders. Thanks to him, we have peace of mind, and I can focus on spending quality time with my dad, rather than stressing over medical bills. I can’t recommend Albert enough.”

Paul Ramirez, Los Angeles, CA

“I lost my husband five years ago, and for a long time, I was managing everything alone. When I turned 65 and became eligible for Medicare, I had no idea where to start. I felt completely overwhelmed and didn’t know where to turn. Then I met Albert. From the moment we talked, I knew I was in good hands. He didn’t just throw options at me—he took the time to listen to my concerns, learn about my situation, and explain the plans in a way that made sense to me. He even helped me find a supplemental plan that covered my medications and some unexpected dental needs. Albert treated me with kindness, patience, and respect. I felt heard and valued, something I hadn’t felt in years. Thanks to Albert, I’m now fully covered and no longer anxious about my health coverage. He’s been a true blessing in my life.”

Mary Lopez, Fresno, CA

"My wife and I had been dealing with a dishonest Medicare agent for years. He made it sound like he was doing us a favor, but we soon realized we were paying too much for way too little coverage. We were constantly getting hit with medical bills that should have been covered. It felt like a scam, but we didn’t know where to turn until a friend recommended Albert. He came into our lives when we needed help the most. Albert reviewed everything and immediately noticed the red flags. He worked tirelessly to get us into a new Medicare plan that gave us the coverage we actually needed, at a much lower cost. It felt like a huge weight had been lifted. Albert’s genuine care for our well-being meant the world to us. I wish we had met him sooner, but we’re grateful every day for his guidance and honesty. He turned our Medicare nightmare into a dream. Thank you, Albert."

Greg and Susan Davis, San Diego, CA

"I’m the kind of person who doesn’t like asking for help, but when I hit 65, I had no choice but to figure out Medicare. I tried handling it on my own, and ended up signing up for a plan that didn’t cover half of what I needed. The stress was eating me alive. My daughter convinced me to talk to Albert, and it was the best thing I ever did. He went through everything with me, step by step. He found a plan that not only covers all my medical needs, but also saves me money each month. Albert gave me back my peace of mind, and for that, I’ll be forever thankful. Thank you Albert"

Bill Jackson, San Francisco, CA

返回頂端